Because Really, Savings Accounts are SO Last Year

Every week, I'm all like, okay, it's time to shop shopping and start saving some money. And then I immediately find something great, like this slim-cut, extra-long hoodie from Old Navy, which keeps catching my eye in their latest advertisements. (The ever-fashion forward Lucky mag gave a mention to extra-long hoodies a few months ago, and they've been stuck in my mind ever since.) Paired with leggings and flats, or thrown over a dress—well, it's really too cute to pass up. And $29.50 isn't really that much of a dent in my finances. Er, right?